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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,876 | $57,350+51.5% | $83,850+3.6% | $64,181+35.4% |
| Participation rate | 98.6% | 68.6%+29.9pp | 76.1%+22.4pp | 69.6%+29.0pp |
| Annual return | -7.93% | 11.38%-19.3pp | 850.92%-858.9pp | 7.63%-15.6pp |
| Employer contribution / active EE | $10,497 | $2,545+312.4% | $3,631+189.1% | $2,381+340.9% |
| Participant deferral / active EE | $1,200 | $2,993-59.9% | $4,082-70.6% | $3,470-65.4% |
| Admin fee / account holder | $4,058 | $4,046+0.3% | $5,478-25.9% | $4,887-17.0% |