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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,223 | $56,894+39.2% | $84,753-6.5% | $62,881+26.0% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 7.02% | 6.30%+0.7pp | 22.78%-15.8pp | 20.14%-13.1pp |
| Employer contribution / active EE | $7,900 | $2,400+229.2% | $3,574+121.0% | $2,281+246.3% |
| Participant deferral / active EE | $850 | $2,709-68.6% | $3,712-77.1% | $3,203-73.5% |
| Admin fee / account holder | $3,885 | $3,581+8.5% | $5,333-27.2% | $4,296-9.6% |