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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,588,705 | $108,897+1358.9% | $100,378+1482.7% | $145,877+989.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.28% | 58.17%-43.9pp | 49.41%-35.1pp | 551.28%-537.0pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,942-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $9,314 | $8,455+10.2% | $8,087+15.2% | $6,691+39.2% |
| Admin fee / account holder | $58,122 | $9,690+499.8% | $7,899+635.8% | $13,402+333.7% |