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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,588,705 | $108,922+1358.6% | $100,398+1482.4% | $145,978+988.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.28% | 58.04%-43.8pp | 49.32%-35.0pp | 550.52%-536.2pp |
| Employer contribution / active EE | $0 | $4,426-100.0% | $3,946-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $9,314 | $8,450+10.2% | $8,084+15.2% | $6,690+39.2% |
| Admin fee / account holder | $58,122 | $9,680+500.4% | $7,893+636.4% | $13,400+333.7% |