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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,432,829 | $105,145+1262.7% | $94,664+1413.6% | $139,466+927.4% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 17.33% | 38.09%-20.8pp | 156.84%-139.5pp | 373.66%-356.3pp |
| Employer contribution / active EE | $9,205 | $4,107+124.1% | $3,673+150.6% | $4,754+93.6% |
| Participant deferral / active EE | $0 | $7,599-100.0% | $7,417-100.0% | $6,712-100.0% |
| Admin fee / account holder | $49,330 | $8,972+449.8% | $7,222+583.1% | $11,409+332.4% |