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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,642 | $166,242+114.5% | $165,071+116.1% | $145,884+144.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.13% | 100.44%-90.3pp | 70.17%-60.0pp | 551.85%-541.7pp |
| Employer contribution / active EE | $5,070 | $5,283-4.0% | $4,347+16.6% | $4,662+8.8% |
| Participant deferral / active EE | $2,309 | $6,964-66.8% | $6,035-61.7% | $6,690-65.5% |
| Admin fee / account holder | $2,018 | $16,658-87.9% | $12,695-84.1% | $13,392-84.9% |