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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,965 | $135,645+139.6% | $110,243+194.8% | $135,380+140.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | 0.33% | 513.24%-512.9pp | 314.76%-314.4pp | 519.81%-519.5pp |
| Employer contribution / active EE | $13,314 | $4,907+171.3% | $3,827+247.9% | $4,779+178.6% |
| Participant deferral / active EE | $661 | $5,507-88.0% | $4,672-85.9% | $5,609-88.2% |
| Admin fee / account holder | $258,525 | $11,458+2156.3% | $8,548+2924.5% | $10,828+2287.5% |