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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $471,190 | $152,619+208.7% | $125,195+276.4% | $152,909+208.1% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 21.00% | 54.85%-33.9pp | 43.79%-22.8pp | 345.46%-324.5pp |
| Employer contribution / active EE | $12,549 | $4,947+153.6% | $3,866+224.6% | $4,764+163.4% |
| Participant deferral / active EE | $1,680 | $5,869-71.4% | $4,937-66.0% | $5,851-71.3% |
| Admin fee / account holder | $17,357 | $13,437+29.2% | $9,704+78.9% | $11,601+49.6% |