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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,581 | $64,719+61.6% | $112,249-6.8% | $68,486+52.7% |
| Participation rate | 66.7% | 67.2%-0.5pp | 75.1%-8.4pp | 67.9%-1.2pp |
| Annual return | -10.30% | -11.40%+1.1pp | 27.48%-37.8pp | -7.85%-2.4pp |
| Employer contribution / active EE | $1,256 | $2,747-54.3% | $3,636-65.5% | $2,597-51.6% |
| Participant deferral / active EE | $2,676 | $3,565-24.9% | $4,729-43.4% | $4,028-33.6% |
| Admin fee / account holder | $1,626 | $5,232-68.9% | $6,412-74.6% | $5,404-69.9% |