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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,818 | $52,678+26.8% | $75,784-11.8% | $59,633+12.0% |
| Participation rate | 60.4% | 67.2%-6.8pp | 75.8%-15.4pp | 68.7%-8.3pp |
| Annual return | -0.17% | 2.95%-3.1pp | 9.68%-9.9pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $1,192 | $2,193-45.7% | $3,323-64.1% | $2,203-45.9% |
| Participant deferral / active EE | $2,519 | $2,591-2.8% | $3,652-31.0% | $3,192-21.1% |
| Admin fee / account holder | $2,267 | $3,610-37.2% | $5,300-57.2% | $4,297-47.2% |