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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,874 | $57,352+46.2% | $83,831+0.1% | $64,173+30.7% |
| Participation rate | 64.0% | 68.6%-4.6pp | 76.1%-12.1pp | 69.6%-5.6pp |
| Annual return | -3.79% | 11.38%-15.2pp | 850.99%-854.8pp | 7.63%-11.4pp |
| Employer contribution / active EE | $1,046 | $2,546-58.9% | $3,631-71.2% | $2,381-56.1% |
| Participant deferral / active EE | $2,430 | $2,993-18.8% | $4,082-40.5% | $3,470-30.0% |
| Admin fee / account holder | $881 | $4,046-78.2% | $5,479-83.9% | $4,887-82.0% |