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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,733 | $57,575+118.4% | $124,067+1.3% | $86,983+44.5% |
| Participation rate | 80.8% | 62.3%+18.5pp | 66.9%+13.9pp | 69.5%+11.2pp |
| Annual return | 13.92% | 19.65%-5.7pp | 31.06%-17.1pp | 25.83%-11.9pp |
| Employer contribution / active EE | $761 | $1,615-52.9% | $2,166-64.8% | $2,584-70.5% |
| Participant deferral / active EE | $3,182 | $2,623+21.3% | $3,463-8.1% | $4,194-24.1% |
| Admin fee / account holder | $40,452 | $8,506+375.6% | $7,351+450.3% | $7,856+414.9% |