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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,110 | $25,014+428.1% | $69,623+89.8% | $80,935+63.2% |
| Participation rate | 72.7% | 64.2%+8.5pp | 66.4%+6.3pp | 67.7%+5.1pp |
| Annual return | 12.14% | 19.08%-6.9pp | 101.23%-89.1pp | 35.66%-23.5pp |
| Employer contribution / active EE | $538 | $991-45.8% | $1,709-68.5% | $2,757-80.5% |
| Participant deferral / active EE | $2,377 | $1,840+29.2% | $2,890-17.8% | $4,299-44.7% |
| Admin fee / account holder | $2,225 | $2,491-10.7% | $4,696-52.6% | $6,924-67.9% |