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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,222 | $22,602+325.7% | $65,583+46.7% | $75,177+28.0% |
| Participation rate | 64.1% | 63.1%+1.0pp | 65.0%-0.9pp | 67.2%-3.1pp |
| Annual return | 16.77% | 71.13%-54.4pp | 47.46%-30.7pp | 160.75%-144.0pp |
| Employer contribution / active EE | $555 | $941-41.0% | $1,692-67.2% | $2,671-79.2% |
| Participant deferral / active EE | $2,439 | $1,695+43.9% | $2,833-13.9% | $4,126-40.9% |
| Admin fee / account holder | $2,015 | $1,877+7.3% | $4,112-51.0% | $5,651-64.3% |