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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,989 | $92,743-61.2% | $82,744-56.5% | $134,532-73.2% |
| Participation rate | 63.6% | 75.2%-11.6pp | 72.6%-8.9pp | 81.2%-17.6pp |
| Annual return | -15.82% | 946.63%-962.4pp | 702.22%-718.0pp | 418.27%-434.1pp |
| Employer contribution / active EE | $2,076 | $3,273-36.6% | $3,008-31.0% | $4,741-56.2% |
| Participant deferral / active EE | $3,361 | $4,802-30.0% | $4,395-23.5% | $6,401-47.5% |
| Admin fee / account holder | $5,435 | $5,977-9.1% | $5,325+2.1% | $11,429-52.4% |