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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,966 | $90,486-66.9% | $78,676-61.9% | $273,972-89.1% |
| Participation rate | 64.3% | 76.5%-12.2pp | 73.6%-9.3pp | 83.0%-18.7pp |
| Annual return | 6.73% | 75.62%-68.9pp | 62.19%-55.5pp | 41.46%-34.7pp |
| Employer contribution / active EE | $641 | $3,175-79.8% | $2,850-77.5% | $4,869-86.8% |
| Participant deferral / active EE | $1,559 | $3,901-60.0% | $3,517-55.7% | $5,287-70.5% |
| Admin fee / account holder | $1,329 | $5,263-74.8% | $4,510-70.5% | $10,133-86.9% |