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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,797 | $41,981+35.3% | $63,412-10.4% | $59,633-4.8% |
| Participation rate | 41.6% | 60.3%-18.7pp | 67.1%-25.5pp | 68.7%-27.1pp |
| Annual return | -1.79% | 13.04%-14.8pp | 4.04%-5.8pp | 2041.40%-2043.2pp |
| Employer contribution / active EE | $547 | $1,287-57.5% | $1,814-69.8% | $2,203-75.2% |
| Participant deferral / active EE | $1,750 | $2,002-12.6% | $2,496-29.9% | $3,192-45.2% |
| Admin fee / account holder | $2,126 | $3,509-39.4% | $3,753-43.4% | $4,297-50.5% |