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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,128 | $36,694+85.7% | $40,145,923-99.8% | $55,167+23.5% |
| Participation rate | 35.9% | 57.2%-21.3pp | 68.4%-32.5pp | 69.0%-33.1pp |
| Annual return | 6.46% | 10.16%-3.7pp | 5.24%+1.2pp | 169.23%-162.8pp |
| Employer contribution / active EE | $501 | $1,135-55.9% | $1,844-72.8% | $1,963-74.5% |
| Participant deferral / active EE | $1,754 | $1,679+4.5% | $2,591-32.3% | $3,054-42.6% |
| Admin fee / account holder | $557 | $175+217.5% | $2,903-80.8% | $504+10.5% |