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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,719 | $59,834+66.7% | $79,576+25.3% | $68,495+45.6% |
| Participation rate | 88.1% | 61.1%+27.1pp | 69.5%+18.7pp | 67.9%+20.2pp |
| Annual return | -21.26% | -12.30%-9.0pp | 0.15%-21.4pp | -7.84%-13.4pp |
| Employer contribution / active EE | $1,612 | $1,505+7.1% | $2,413-33.2% | $2,596-37.9% |
| Participant deferral / active EE | $4,268 | $3,024+41.1% | $3,985+7.1% | $4,028+6.0% |
| Admin fee / account holder | $4,667 | $4,835-3.5% | $6,834-31.7% | $5,403-13.6% |