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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,773 | $58,512+43.2% | $84,020-0.3% | $72,983+14.8% |
| Participation rate | 82.8% | 61.2%+21.6pp | 69.0%+13.8pp | 69.5%+13.3pp |
| Annual return | 25.48% | 28.93%-3.5pp | 71.31%-45.8pp | 81.01%-55.5pp |
| Employer contribution / active EE | $327 | $1,163-71.9% | $1,984-83.5% | $2,440-86.6% |
| Participant deferral / active EE | $2,815 | $2,394+17.6% | $3,239-13.1% | $3,608-22.0% |
| Admin fee / account holder | $631 | $4,569-86.2% | $6,101-89.7% | $5,124-87.7% |