Retirement plan

COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN

Name: COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY - COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN (2021) Form 5500
Creator: COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN, COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY

COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTYEIN 25-1150439Plan #002PY 2021

516 MAIN ST - JOHNSTOWN, PA 15901814-536-9031capcc.usLinkedIn1-10 employeesnon-profit organization management

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$3.6M

+24.7% from 2020

Total participants

157

-5.4% from 2020

Average account balance

$23,364

+33.6% from 2020

Annual return

28.20%

+21.17 pp from 2020

Benchmarks

See 5,351 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,351 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.26M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$21K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

157

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$139K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$882

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.68%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$92

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
AMERISERV TRUST & FINANCIAL SERVICE6+ years Service code 21 216 FRANKLIN ST · JOHNSTOWN, PA 15901	Bank Trustee	$7,257

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$7K

$62 / participant

Other / not subdivided$7K100.0%

% of EOY assets

0.202%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KOTZAN CPA & ASSOCIATES, P.C.
Auditor EIN: 262055351
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,364

$61,166-61.8%

$185,849-87.4%

$79,391-70.6%

Participation rate

97.5%

66.6%+30.8pp

81.7%+15.7pp

70.7%+26.7pp

Annual return

28.20%

19.45%+8.8pp

122.10%-93.9pp

116.88%-88.7pp

Employer contribution / active EE

$533

$2,321-77.0%

$5,169-89.7%

$2,428-78.0%

Participant deferral / active EE

$954

$2,789-65.8%

$5,569-82.9%

$4,046-76.4%

Admin fee / account holder

$47

$710-93.4%

$16,244-99.7%

$627-92.5%

Provider

Service type

Compensation

AMERISERV TRUST & FINANCIAL SERVICE6+ years

Service code 21

216 FRANKLIN ST · JOHNSTOWN, PA 15901

Bank Trustee

$7,257

COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion