Retirement plan

COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN

Name: COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY - COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN (2022) Form 5500
Creator: COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN, COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY

COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTYEIN 25-1150439Plan #002PY 2022

516 MAIN ST - JOHNSTOWN, PA 15901814-536-9031capcc.usLinkedIn1-10 employeesnon-profit organization management

Prospect flagsLow participant contributionFailed to transmit contributions

How to read this page

Total assets (EOY)

$3.3M

-7.2% from 2021

Total participants

160

+1.9% from 2021

Average account balance

$21,684

-7.2% from 2021

Annual return

-7.32%

-35.52 pp from 2021

Benchmarks

See 5,349 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,349 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.26M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$21K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

157

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$139K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$882

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.68%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$92

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
AMERISERV TRUST & FINANCIAL SERVICE7+ years Service code 21 216 FRANKLIN ST · JOHNSTOWN, PA 15901	Bank Trustee	$8,033

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$8K

$65 / participant

Other / not subdivided$8K100.0%

% of EOY assets

0.241%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: KOTZAN CPA & ASSOCIATES, P.C.
Auditor EIN: 262055351
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$21,684

$65,092-66.7%

$143,799-84.9%

$66,938-67.6%

Participation rate

95.1%

65.2%+29.9pp

80.3%+14.8pp

69.8%+25.3pp

Annual return

-7.32%

-11.14%+3.8pp

-0.04%-7.3pp

1.58%-8.9pp

Employer contribution / active EE

$515

$2,362-78.2%

$4,952-89.6%

$2,545-79.8%

Participant deferral / active EE

$928

$2,920-68.2%

$5,638-83.5%

$4,238-78.1%

Admin fee / account holder

$52

$502-89.6%

$14,677-99.6%

$594-91.2%

Provider

Service type

Compensation

AMERISERV TRUST & FINANCIAL SERVICE7+ years

Service code 21

216 FRANKLIN ST · JOHNSTOWN, PA 15901

Bank Trustee

$8,033

COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion