W.C. McQuaide, Inc. Hourly Employees' Pension Plan

• Opportunity

  Low participant contribution

  Participant contribution per participant is in the bottom quintile of the peer cohort.

  Schedule H, line 2a(1)(B)
• Opportunity

  Low returns

  Annual investment return is in the bottom quintile of the peer cohort.

  Schedule H, line 2
• Opportunity

  High cash

  More than 10% of assets are held in cash - possible menu-design or default-fund problem.

  Schedule H, lines 1a and 1c(1)
• Opportunity

  Few collective trusts

  0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.

  Schedule H, line 4i

Industry

48 - Transportation and Warehousing

Plan type

Defined benefit

Participants

<25

Cohort

470 peers

Snapshot

2025

Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.

• 1B
  Benefits are primarily flat dollar

  Benefits are primarily a flat dollar amount (including a dollar amount per year of service).
• 1I
  Frozen plan

  As of the last day of the plan year the plan provides that no participant will get any new benefit accrual whether because of service or compensation.
• 3D
  Pre-approved pension plan

  A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
• 3H
  Controlled group member

  Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).