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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,890 | $71,872+52.9% | $86,691+26.8% | $68,495+60.4% |
| Participation rate | 80.8% | 72.2%+8.5pp | 76.6%+4.2pp | 67.9%+12.9pp |
| Annual return | -20.91% | 3.53%-24.4pp | 35.94%-56.8pp | -7.84%-13.1pp |
| Employer contribution / active EE | $1,075 | $2,173-50.5% | $2,837-62.1% | $2,596-58.6% |
| Participant deferral / active EE | $2,966 | $3,779-21.5% | $4,656-36.3% | $4,028-26.4% |
| Admin fee / account holder | $14,480 | $6,112+136.9% | $7,492+93.3% | $5,403+168.0% |