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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,350 | $78,423+40.7% | $95,964+15.0% | $79,856+38.2% |
| Participation rate | 80.0% | 73.5%+6.5pp | 77.1%+2.9pp | 69.6%+10.4pp |
| Annual return | 21.23% | 19.37%+1.9pp | 91.64%-70.4pp | 31.71%-10.5pp |
| Employer contribution / active EE | $944 | $1,945-51.5% | $2,541-62.8% | $2,471-61.8% |
| Participant deferral / active EE | $2,871 | $3,440-16.6% | $4,167-31.1% | $3,741-23.3% |
| Admin fee / account holder | $7,284 | $5,622+29.6% | $6,797+7.2% | $5,306+37.3% |