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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $624,908 | $165,399+277.8% | $149,745+317.3% | $158,982+293.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.54% | 348.34%-341.8pp | 276.72%-270.2pp | 302.99%-296.4pp |
| Employer contribution / active EE | $12,393 | $5,105+142.8% | $4,646+166.8% | $4,763+160.2% |
| Participant deferral / active EE | $10,199 | $7,183+42.0% | $6,843+49.0% | $5,983+70.4% |
| Admin fee / account holder | $284,507 | $10,811+2531.6% | $9,312+2955.4% | $11,252+2428.6% |