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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $547,321 | $150,442+263.8% | $136,295+301.6% | $147,585+270.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 9.37% | 1049.09%-1039.7pp | 5155.97%-5146.6pp | 578.56%-569.2pp |
| Employer contribution / active EE | $12,160 | $5,256+131.3% | $4,695+159.0% | $4,876+149.4% |
| Participant deferral / active EE | $9,461 | $6,630+42.7% | $6,247+51.4% | $5,439+74.0% |
| Admin fee / account holder | $30,720 | $10,905+181.7% | $9,243+232.3% | $10,885+182.2% |