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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,865 | $127,387+219.4% | $115,038+253.7% | $125,389+224.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -7.31% | 31.28%-38.6pp | 26.14%-33.5pp | 282.24%-289.6pp |
| Employer contribution / active EE | $8,998 | $5,166+74.2% | $4,608+95.3% | $4,866+84.9% |
| Participant deferral / active EE | $7,709 | $6,423+20.0% | $6,026+27.9% | $5,352+44.1% |
| Admin fee / account holder | $12,817 | $9,516+34.7% | $8,175+56.8% | $9,541+34.3% |