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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP6+ years Service code 12 · EIN 93-1253576 | Recordkeeping and information managem... | $53,633 |
FIRST NATIONAL TRUST COMPANY6+ years Service code 27 · EIN 20-0433578 | Advisory (Plan) | $49,291 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,196 | $99,957+134.3% | $149,745+56.4% | $73,497+218.6% |
| Participation rate | 98.8% | 75.7%+23.1pp | 82.5%+16.3pp | 70.7%+28.1pp |
| Annual return | 14.65% | 53.87%-39.2pp | 276.72%-262.1pp | 28.51%-13.9pp |
| Employer contribution / active EE | $4,519 | $3,191+41.6% | $4,646-2.7% | $2,270+99.0% |
| Participant deferral / active EE | $7,902 | $6,073+30.1% | $6,843+15.5% | $3,740+111.3% |
| Admin fee / account holder | $469 | $551-14.9% | $9,312-95.0% | $513-8.7% |