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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP8+ years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Claims ... | $66,285 |
FIRST NATIONAL TRUST COMPANY8+ years Service code 27 · EIN 20-0433578 | Advisory (Plan) | $56,076 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,130 | $84,499+149.9% | $125,391+68.4% | $66,949+215.4% |
| Participation rate | 98.8% | 76.4%+22.4pp | 82.4%+16.4pp | 69.8%+29.0pp |
| Annual return | -14.79% | -8.49%-6.3pp | 572.41%-587.2pp | 1.57%-16.4pp |
| Employer contribution / active EE | $4,227 | $3,554+18.9% | $4,816-12.2% | $2,545+66.1% |
| Participant deferral / active EE | $8,143 | $6,785+20.0% | $7,448+9.3% | $4,239+92.1% |
| Admin fee / account holder | $488 | $685-28.7% | $10,009-95.1% | $594-17.7% |