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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,676 | $87,132+28.2% | $105,624+5.7% | $80,959+37.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 8.50% | 17.03%-8.5pp | 116.20%-107.7pp | 35.67%-27.2pp |
| Employer contribution / active EE | $2,577 | $2,397+7.5% | $3,168-18.7% | $2,757-6.5% |
| Participant deferral / active EE | $2,442 | $3,985-38.7% | $5,013-51.3% | $4,300-43.2% |
| Admin fee / account holder | $15,038 | $8,449+78.0% | $10,961+37.2% | $6,925+117.2% |