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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,676 | $87,059+28.3% | $105,608+5.7% | $80,925+38.0% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 8.50% | 17.05%-8.5pp | 116.50%-108.0pp | 35.65%-27.1pp |
| Employer contribution / active EE | $2,577 | $2,396+7.5% | $3,167-18.6% | $2,756-6.5% |
| Participant deferral / active EE | $2,442 | $3,986-38.7% | $5,010-51.3% | $4,299-43.2% |
| Admin fee / account holder | $15,038 | $8,443+78.1% | $11,028+36.4% | $6,940+116.7% |