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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,362 | $75,541-54.5% | $152,093-77.4% | $82,637-58.4% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 13.16% | 32.56%-19.4pp | 66.36%-53.2pp | 53.51%-40.3pp |
| Employer contribution / active EE | $2,121 | $2,622-19.1% | $4,175-49.2% | $2,552-16.9% |
| Participant deferral / active EE | $2,212 | $3,206-31.0% | $5,451-59.4% | $4,126-46.4% |
| Admin fee / account holder | $2,318 | $6,405-63.8% | $14,497-84.0% | $7,339-68.4% |