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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,803 | $81,262-58.4% | $155,602-78.3% | $80,911-58.2% |
| Participation rate | 92.6% | 66.2%+26.4pp | 78.2%+14.4pp | 67.6%+24.9pp |
| Annual return | 14.82% | 33.34%-18.5pp | 64.81%-50.0pp | 35.63%-20.8pp |
| Employer contribution / active EE | $1,836 | $3,102-40.8% | $4,675-60.7% | $2,756-33.4% |
| Participant deferral / active EE | $2,407 | $3,451-30.3% | $5,629-57.2% | $4,297-44.0% |
| Admin fee / account holder | $2,010 | $7,992-74.9% | $15,923-87.4% | $6,935-71.0% |