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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,037 | $88,754-41.4% | $81,820-36.4% | $145,877-64.3% |
| Participation rate | 88.2% | 75.1%+13.2pp | 72.4%+15.9pp | 80.3%+7.9pp |
| Annual return | 16.94% | 1031.77%-1014.8pp | 777.93%-761.0pp | 551.28%-534.3pp |
| Employer contribution / active EE | $3,437 | $3,085+11.4% | $2,915+17.9% | $4,663-26.3% |
| Participant deferral / active EE | $1,569 | $4,648-66.2% | $4,323-63.7% | $6,691-76.6% |
| Admin fee / account holder | $5,343 | $8,424-36.6% | $7,391-27.7% | $13,402-60.1% |