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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,611 | $103,038-66.4% | $90,324-61.7% | $152,909-77.4% |
| Participation rate | 95.0% | 75.9%+19.1pp | 73.3%+21.7pp | 82.5%+12.5pp |
| Annual return | 6.22% | 95.25%-89.0pp | 78.15%-71.9pp | 345.46%-339.2pp |
| Employer contribution / active EE | $3,532 | $3,141+12.5% | $2,856+23.7% | $4,764-25.9% |
| Participant deferral / active EE | $1,490 | $4,282-65.2% | $3,885-61.6% | $5,851-74.5% |
| Admin fee / account holder | $381 | $6,177-93.8% | $5,356-92.9% | $11,601-96.7% |