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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,573 | $96,678-50.8% | $86,640-45.1% | $139,466-65.9% |
| Participation rate | 76.9% | 74.4%+2.5pp | 71.7%+5.2pp | 80.3%-3.4pp |
| Annual return | 10.51% | 106.69%-96.2pp | 592.52%-582.0pp | 373.66%-363.2pp |
| Employer contribution / active EE | $4,095 | $3,265+25.4% | $3,024+35.4% | $4,754-13.9% |
| Participant deferral / active EE | $1,963 | $4,837-59.4% | $4,438-55.8% | $6,712-70.7% |
| Admin fee / account holder | $26,026 | $6,410+306.0% | $5,616+363.5% | $11,409+128.1% |