Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,372 | $46,688-58.5% | $189,758-89.8% | $69,733-72.2% |
| Participation rate | 41.9% | 61.7%-19.8pp | 79.8%-37.9pp | 62.5%-20.5pp |
| Annual return | 9.70% | 14.35%-4.7pp | 52.62%-42.9pp | 15.22%-5.5pp |
| Employer contribution / active EE | $0 | $1,695-100.0% | $4,767-100.0% | $2,250-100.0% |
| Participant deferral / active EE | $759 | $2,143-64.6% | $5,856-87.0% | $3,054-75.1% |
| Admin fee / account holder | $1,564 | $1,700-8.0% | $20,388-92.3% | $3,102-49.6% |