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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,459 | $90,538+7.6% | $88,457+10.2% | $154,746-37.0% |
| Participation rate | 100.0% | 80.9%+19.1pp | 78.6%+21.4pp | 80.7%+19.3pp |
| Annual return | 13.93% | 37.97%-24.0pp | 32.69%-18.8pp | 172.34%-158.4pp |
| Employer contribution / active EE | $4,519 | $4,914-8.0% | $4,681-3.5% | $4,379+3.2% |
| Participant deferral / active EE | $12,292 | $6,073+102.4% | $5,667+116.9% | $6,730+82.6% |
| Admin fee / account holder | $4,669 | $10,337-54.8% | $9,606-51.4% | $14,365-67.5% |