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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,134 | $67,214+20.7% | $61,491+31.9% | $134,532-39.7% |
| Participation rate | 0.0% | 83.7%-83.7pp | 79.3%-79.3pp | 81.2%-81.2pp |
| Annual return | 18.48% | -12.08%+30.6pp | -12.98%+31.5pp | 418.27%-399.8pp |
| Employer contribution / active EE | $3,757 | $4,974-24.5% | $4,246-11.5% | $4,741-20.7% |
| Participant deferral / active EE | $4,975 | $6,103-18.5% | $5,188-4.1% | $6,401-22.3% |
| Admin fee / account holder | $26,664 | $4,610+478.4% | $4,312+518.4% | $11,429+133.3% |