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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,083 | $63,953-70.2% | $54,726-65.1% | $135,380-85.9% |
| Participation rate | 100.0% | 84.9%+15.1pp | 79.1%+20.9pp | 82.6%+17.4pp |
| Annual return | 7.04% | -5.77%+12.8pp | -4.56%+11.6pp | 519.81%-512.8pp |
| Employer contribution / active EE | $1,555 | $4,256-63.5% | $3,449-54.9% | $4,779-67.5% |
| Participant deferral / active EE | $1,959 | $4,810-59.3% | $3,953-50.4% | $5,609-65.1% |
| Admin fee / account holder | $1,909 | $4,567-58.2% | $3,818-50.0% | $10,828-82.4% |