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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,459 | $99,635-2.2% | $99,460-2.0% | $198,609-50.9% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.6%+21.4pp | 82.4%+17.6pp |
| Annual return | 13.93% | 11.15%+2.8pp | 11.98%+2.0pp | 202.70%-188.8pp |
| Employer contribution / active EE | $4,519 | $6,694-32.5% | $6,049-25.3% | $5,055-10.6% |
| Participant deferral / active EE | $12,292 | $6,766+81.7% | $5,995+105.0% | $6,977+76.2% |
| Admin fee / account holder | $4,669 | $22,915-79.6% | $18,725-75.1% | $19,030-75.5% |