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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,455 | $95,383-55.5% | $185,837-77.2% | $85,856-50.6% |
| Participation rate | 66.7% | 68.8%-2.1pp | 81.7%-15.0pp | 69.3%-2.7pp |
| Annual return | 17.04% | 23.59%-6.5pp | 122.08%-105.0pp | 318.58%-301.5pp |
| Employer contribution / active EE | $1,447 | $3,313-56.3% | $5,168-72.0% | $2,565-43.6% |
| Participant deferral / active EE | $3,223 | $3,423-5.9% | $5,568-42.1% | $3,952-18.4% |
| Admin fee / account holder | $1,126 | $7,213-84.4% | $16,241-93.1% | $6,261-82.0% |