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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,694 | $77,908-50.3% | $149,696-74.2% | $75,173-48.5% |
| Participation rate | 64.3% | 65.6%-1.3pp | 78.8%-14.5pp | 67.2%-2.9pp |
| Annual return | 19.61% | 31.73%-12.1pp | 134.46%-114.8pp | 160.72%-141.1pp |
| Employer contribution / active EE | $1,626 | $3,138-48.2% | $4,821-66.3% | $2,671-39.1% |
| Participant deferral / active EE | $3,423 | $3,411+0.3% | $5,682-39.8% | $4,126-17.0% |
| Admin fee / account holder | $5,895 | $5,950-0.9% | $13,212-55.4% | $5,651+4.3% |