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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,669 | $232,540-66.6% | $185,117-58.0% | $147,586-47.4% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 15.32% | 43.03%-27.7pp | 40.50%-25.2pp | 578.59%-563.3pp |
| Employer contribution / active EE | $5,750 | $5,195+10.7% | $4,182+37.5% | $4,876+17.9% |
| Participant deferral / active EE | $6,975 | $5,834+19.6% | $5,045+38.2% | $5,439+28.2% |
| Admin fee / account holder | $384 | $10,275-96.3% | $8,159-95.3% | $10,886-96.5% |