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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,458 | $215,361-68.7% | $171,082-60.6% | $273,972-75.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 8.53% | 25.14%-16.6pp | 32.56%-24.0pp | 41.46%-32.9pp |
| Employer contribution / active EE | $6,361 | $4,967+28.1% | $4,002+59.0% | $4,869+30.7% |
| Participant deferral / active EE | $7,534 | $5,543+35.9% | $4,797+57.0% | $5,287+42.5% |
| Admin fee / account holder | $358 | $10,846-96.7% | $8,520-95.8% | $10,133-96.5% |