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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,135 | $81,749-93.7% | $58,544-91.2% | $139,456-96.3% |
| Participation rate | 42.9% | 61.3%-18.5pp | 50.9%-8.0pp | 80.3%-37.5pp |
| Annual return | 15.47% | 7425.45%-7410.0pp | 4249.56%-4234.1pp | 373.45%-358.0pp |
| Employer contribution / active EE | $82 | $1,398-94.2% | $1,053-92.3% | $4,753-98.3% |
| Participant deferral / active EE | $326 | $2,555-87.2% | $1,923-83.0% | $6,711-95.1% |
| Admin fee / account holder | $616 | $3,272-81.2% | $2,520-75.6% | $11,407-94.6% |