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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,813 | $107,030-89.0% | $73,550-83.9% | $147,586-92.0% |
| Participation rate | 35.0% | 66.4%-31.4pp | 54.9%-19.9pp | 82.8%-47.8pp |
| Annual return | 19.77% | 38.25%-18.5pp | -15.16%+34.9pp | 578.59%-558.8pp |
| Employer contribution / active EE | $64 | $1,760-96.4% | $1,219-94.8% | $4,876-98.7% |
| Participant deferral / active EE | $278 | $2,458-88.7% | $1,804-84.6% | $5,439-94.9% |
| Admin fee / account holder | $4,963 | $3,055+62.5% | $2,320+114.0% | $10,886-54.4% |