Retirement plan

MOUNT ST. JOSEPH UNIVERSITY DEFINED CONTRIBUTION PLAN

Name: MOUNT ST. JOSEPH UNIVERSITY - MOUNT ST. JOSEPH UNIVERSITY DEFINED CONTRIBUTION PLAN (2025) Form 5500
Creator: MOUNT ST. JOSEPH UNIVERSITY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MOUNT ST. JOSEPH UNIVERSITY DEFINED CONTRIBUTION PLAN, MOUNT ST. JOSEPH UNIVERSITY

MOUNT ST. JOSEPH UNIVERSITYEIN 23-7179567Plan #001PY 2025

5701 DELHI ROAD - CINCINNATI, OH 452331669513-244-4200LinkedIn501-1000 employeeshigher education

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$67.6M

+1.8% from 2024

Total participants

831

-5.2% from 2024

Average account balance

$82,188

+7.9% from 2024

Annual return

12.26%

+1.56 pp from 2024

Benchmarks

See 342 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants250-999

Cohort342 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$67.56M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$82K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

822

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.04M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.26%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$69

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
TEACHERS INSURANCE & ANNUITY ASSOC11+ years Service code 15 · EIN 13-1624203 730 THIRD AVE · NEW YORK, NY 100173206	Recordkeeping	$55,851
OSAIC WEALTH INC2 years Filed as: OSAIC WEALTH (FORMERLY SAGEPOINT) Service code 26 · EIN 93-0987232 2800 N CENTRAL AVE # 2100 · PHOENIX, AZ 850041098	Advisory (Participants)	$51,159
FORVIS, LLP2 years Filed as: FORVIS MAZARS, LLP Service code 10 · EIN 44-0160260 312 WALNUT ST STE 3000 · CINCINNATI, OH 452024025	Accounting	$6,856

Plan features & details

Pension benefit codes2A2F2G2L2T

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$57K

$164 / participant

Contract admin$57K100.0%

% of EOY assets

0.084%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: FORVIS MAZARS, LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$82,188

$93,351-12.0%

$62,929+30.6%

$79,634+3.2%

Participation rate

97.4%

74.6%+22.8pp

73.1%+24.3pp

62.5%+34.9pp

Annual return

12.26%

14.37%-2.1pp

1063.93%-1051.7pp

36.46%-24.2pp

Employer contribution / active EE

$1,244

$3,135-60.3%

$2,505-50.3%

$2,529-50.8%

Participant deferral / active EE

$4,671

$3,921+19.1%

$3,888+20.1%

$3,835+21.8%

Admin fee / account holder

$69

$229-70.0%

$5,065-98.6%

$1,002-93.1%

Provider

Service type

Compensation

TEACHERS INSURANCE & ANNUITY ASSOC11+ years

Service code 15 · EIN 13-1624203

730 THIRD AVE · NEW YORK, NY 100173206

Recordkeeping

$55,851

OSAIC WEALTH INC2 years

Filed as: OSAIC WEALTH (FORMERLY SAGEPOINT)

Service code 26 · EIN 93-0987232

2800 N CENTRAL AVE # 2100 · PHOENIX, AZ 850041098

Advisory (Participants)

$51,159

FORVIS, LLP2 years

Filed as: FORVIS MAZARS, LLP

Service code 10 · EIN 44-0160260

312 WALNUT ST STE 3000 · CINCINNATI, OH 452024025

Accounting

$6,856

MOUNT ST. JOSEPH UNIVERSITY DEFINED CONTRIBUTION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MOUNT ST. JOSEPH UNIVERSITY DEFINED CONTRIBUTION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion