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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,015 | $41,016-41.4% | $152,093-84.2% | $64,097-62.5% |
| Participation rate | 23.1% | 51.3%-28.3pp | 77.8%-54.7pp | 55.2%-32.1pp |
| Annual return | 17.09% | 39.60%-22.5pp | 66.36%-49.3pp | 34.64%-17.6pp |
| Employer contribution / active EE | $0 | $1,342-100.0% | $4,175-100.0% | $1,891-100.0% |
| Participant deferral / active EE | $729 | $1,927-62.2% | $5,451-86.6% | $3,080-76.3% |
| Admin fee / account holder | $1,804 | $2,305-21.8% | $14,497-87.6% | $3,454-47.8% |