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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,222 | $61,338-67.0% | $149,717-86.5% | $71,495-71.7% |
| Participation rate | 23.1% | 62.5%-39.4pp | 78.8%-55.7pp | 67.9%-44.9pp |
| Annual return | 16.42% | 35.86%-19.4pp | 134.41%-118.0pp | 28.85%-12.4pp |
| Employer contribution / active EE | $0 | $2,381-100.0% | $4,820-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $869 | $2,919-70.2% | $5,682-84.7% | $4,291-79.8% |
| Admin fee / account holder | $1,756 | $1,263+39.1% | $13,213-86.7% | $1,588+10.6% |