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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,108 | $81,763-80.3% | $58,561-72.5% | $139,466-88.5% |
| Participation rate | 20.0% | 61.3%-41.3pp | 50.9%-30.9pp | 80.3%-60.3pp |
| Annual return | 15.10% | 7427.77%-7412.7pp | 4251.33%-4236.2pp | 373.66%-358.6pp |
| Employer contribution / active EE | $781 | $1,398-44.1% | $1,053-25.8% | $4,754-83.6% |
| Participant deferral / active EE | $2,991 | $2,555+17.1% | $1,923+55.5% | $6,712-55.4% |
| Admin fee / account holder | $7,494 | $3,273+129.0% | $2,520+197.3% | $11,409-34.3% |